A finance team of three that closes like a team of ten.
Approvals, payroll, GST and month-end — AI-run, team-verified.
Watch SmartAuditor work the approval queue, or ask it yourself
Approvals, payroll, GST and month-end — AI-run, team-verified.
SmartLedger AI gives a growing business with a small finance team a complete accounting and compliance platform: multi-user approvals, payroll, TDS and GST, banking across accounts, and reports for lenders and boards. The AI does the entry work and compliance checks; your team verifies in standard ledgers and signs off.
Every module a growing finance team needs
SmartUploads
Hundreds of bills a month read, categorised and routed to the right approver with the original alongside.
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SmartAgents
Approvals, GST drafts and reminders on a schedule — with sign-off on WhatsApp, Slack or Teams.
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SmartReconciliation
Current accounts, OD and cards matched to the books every night; exceptions listed per account.
ExploreReports
P&L, balance sheet, cash flow and GST reports, always current. Every figure drills down to the entry behind it.
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SmartIntegrations
Two-way sync with Tally and Zoho Books, plus Excel, Google Drive, Indian banks and GSTN. Nothing to migrate.
ExploreSmartAuditor
The AI at the core. Ask it to raise an invoice, reconcile a statement or explain a variance — it does the work and shows the result in standard reports.
ExploreBuilt for the month-end that used to take a week
When you have real volume — hundreds of bills, several bank accounts, payroll, TDS — the bottleneck is people keying and checking. Move the keying to the AI and keep the checking.
Approvals with the right people
Bills, expenses and payments route to the right approver by amount and category. Approve from the dashboard, WhatsApp or Slack; every decision is logged.
ExplorePayroll with statutory deductions
Monthly payroll with PF, ESI, professional tax and TDS on salaries computed, payslips generated and the salary journal posted to the books.
ExploreEvery bank account reconciled
Current accounts, OD, cards — all matched to the books by AI. Inter-account transfers recognised automatically; exceptions listed per account.
ExploreReports a lender will accept
Standard P&L, balance sheet, cash flow and ageing reports, current every morning, with every figure traceable to entries. Export or share with your CA and bankers.
ExploreFirst drafts ready before Monday
The AI runs reconciliations, posts recurring entries and prepares GST and TDS workings on the compliance calendar. Your team logs in to a queue of things to verify, not a pile of things to enter.
- Bank, card and vendor reconciliations run overnight
- Recurring entries (rent, EMIs, subscriptions) posted automatically
- Provisions and accruals suggested from history for review
- Close checklist with owner and status per task
- Audit trail of who approved what, when
- Bank reconciliations (3 accounts)AI
- Recurring entries postedAI
- GST & TDS workings draftedAI
- Review provisions & accrualsPriya
- Partner sign-offRahul
Control spend without slowing it down
Every bill goes through SmartUploads and lands in an approval queue with the original document, the extracted data and the matching PO or contract. Policy rules flag breaches before anyone signs.
- Approval routing by amount, category and department
- Three-way match against POs and receipts where used
- Duplicate and split-invoice detection
- Vendor TDS applied automatically at the right section and rate
- Payment batches prepared for your bank's bulk upload
- Zenith Pharma DistributorsPO-2211₹1,84,000Approve
- Kaveri Hospitality LLPPO-2207₹92,500Approve
- Sharma TextilesNo PO₹68,000Hold
- Bluewave LogisticsDuplicate?₹55,200Hold
AI matched to PO and checked policy. You decide.
Compliance on a calendar, not a fire drill
GST, TDS and payroll statutory filings are prepared ahead of each due date from the books. Mismatches surface early. Your CA reviews and signs off on the same platform.
- GSTR-1 / GSTR-3B drafted; GSTR-2B reconciled with ITC mismatches listed
- TDS on vendors and salaries computed; 26AS matched; challans prepared
- PF, ESI, PT registers generated with payroll
- Compliance score and calendar on the dashboard
- Partner review gate for your CA before filing
My calendars
Compliance score
● At risk
2 filed · 2 missed
Keep Tally. Add the AI.
Many growing businesses run Tally for their CA and auditors. Connect it with the free Tally Connector and sync both ways — what the AI reconciles lands back in Tally, and what your team enters in Tally shows up here.
- Two-way sync with Tally and Zoho Books
- Vouchers, ledgers and masters pulled on schedule
- Conflicts flagged for a human, never silently overwritten
- Bank feeds from major Indian banks; Excel and Drive import
- Approvals and alerts on WhatsApp, Slack and Teams
Tally
Client / your books
SmartLedger.AI
AI workspace
- 214 vouchers pulledSynced
- 38 reconciled entries pushed backSynced
- 1 conflict · ledger renamed in TallyNeeds you
Solutions by Business Type
Ready When You Are
Let AI run the books. You verify.
Start a 7-day free trial on your own books or your clients' in minutes — or book a 20-minute walkthrough and we'll show you the full platform live, from AI bookkeeping to compliance and reports.
7-day free trial · No charge today · Built for Indian GST, TDS and ITR