Numbers you can sign, current every morning.
Board-grade reporting and controls, without a bigger finance team.
Watch Smart Auditor build the board pack, or ask it yourself
Board-grade reporting and controls, without a bigger finance team.
SmartLedger AI runs the accounting and compliance workload underneath you — bookkeeping, reconciliations, GST and TDS — and puts the results in standard financial statements with a full audit trail. You get live cash, consolidated P&L and a compliance score you can stand behind, with maker-checker controls so nothing posts without a person.
What a CFO uses every week
Reports
Consolidated and entity-wise P&L, balance sheet, cash flow and MIS — board-ready, exportable, every figure traceable.
ExploreSmartInsights
Variance commentary, runway and compliance score, updated as entries post — not at quarter-end.
ExploreSmartAuditor
Ask for a working paper, a ratio, a related-party check. It answers with the numbers and the entries behind them.
Explore
SmartReconciliation
Bank lines matched to invoices, bills and journals automatically. Only the exceptions come to you.
Explore
SmartIntegrations
Two-way sync with Tally and Zoho Books, plus Excel, Google Drive, Indian banks and GSTN. Nothing to migrate.
Explore
SmartAgents
Recurring work on a schedule — GST drafts, reminders, reconciliations — with approvals on WhatsApp, Slack or Teams.
ExploreBuilt for the questions a board actually asks
Where is the cash, are we compliant, what changed and why. Each one answered from the ledger, not from a spreadsheet someone assembled last night.
Live management reporting
P&L, balance sheet, cash flow and MIS current every morning. Branch, cost-centre and entity views without a consolidation spreadsheet.
ExploreControls that hold
Maker-checker on journals, payments and master changes. Approval matrices by amount and category. The AI drafts; only people approve.
ExploreCompliance you can see
A single compliance score across GST, TDS and payroll statutory, with every filing on a calendar and drafted ahead of the due date.
ExploreCash and runway, daily
Cash across all accounts, receivables ageing and runway at current burn — reconciled overnight by AI, not estimated.
ExploreThe board pack builds itself
Entity and consolidated statements roll up from books the AI keeps current. Inter-company items are matched and eliminated. You review the pack, annotate it and send it — you don't assemble it.
- Consolidated P&L, balance sheet and cash flow
- Entity, branch and cost-centre cuts
- SmartInsights variance commentary per line
- Export to Excel and PDF for the board
- Every figure drills down to the entry
- Bluewave Logistics Pvt Ltd₹18.4 L
- Bluewave Freight LLP₹6.2 L
- Bluewave Warehousing₹2.1 L
- Bluewave Tech Services–₹1.3 L
- Inter-company eliminations–₹0.0 L
- Group net profit₹25.4 L
Segregation of duties, enforced by the system
Define who can create, approve and post by module, branch and amount. Every action is attributable to a person; the AI never approves its own work. Auditors work from the same trail.
- Role and permission matrix
- Maker-checker on postings and master changes
- Immutable audit log with document links
- Read-only auditor access
- SmartAuditor working papers on request
| Role | Create | Approve | Post |
|---|---|---|---|
| Finance executive | Create bills & journals | — | — |
| Finance manager | Create | Approve up to ₹2 L | Post |
| CFO | Create | Approve any | Post |
| SmartAuditor (AI) | Draft only | Never | Never |
Every action attributable to a person. The AI never approves its own work.
One score, every obligation
GST, TDS and payroll statutory deadlines on one calendar. Returns are drafted from the books ahead of time; mismatches surface early; your CA signs off on the platform. The score tells you at a glance whether anything is at risk.
- Compliance calendar across GSTINs and entities
- GSTR-3B drafted with 2B mismatches listed
- TDS computed and matched to 26AS
- Deadline alerts to the right owner
- CA review gate before filing
My calendars
Compliance score
● At risk
2 filed · 2 missed
Know the cash position before the day starts
Every bank account reconciled overnight. Receivables aged and chased on a schedule. Runway computed at actual burn. If a number on the dashboard looks wrong, click it and see the entries.
- All accounts reconciled by AI, exceptions listed
- Receivables ageing with automatic reminders
- Cash runway at current burn rate
- Payment batches prepared for approval
- Bank feeds from major Indian banks
- 12 SepNEFT · Nandi Agro Exports+₹2,36,000Matching…
- 13 SepUPI · Rent — Prestige Tech Park–₹85,000Matching…
- 14 SepIMPS · Zenith Pharma–₹1,84,000Matching…
- 15 SepCard · AWS–₹12,430Matching…
3 matched automatically. 1 exception for you.
Who's it for?
Ready When You Are
Let AI run the books. You verify.
Start a 7-day free trial on your own books or your clients' in minutes — or book a 20-minute walkthrough and we'll show you the full platform live, from AI bookkeeping to compliance and reports.
7-day free trial · No charge today · Built for Indian GST, TDS and ITR