SmartLedger AI
Small Business

Complete accounting for a small business, without hiring an accountant.

Your books, run by AI. Verified by you.

Watch SmartAuditor draft an invoice, or ask it yourself

Small Business

Your books, run by AI. Verified by you.

SmartLedger AI is a complete accounting and compliance system for small Indian businesses. The AI raises invoices, reads bills, reconciles the bank and prepares GST returns; you check every number in familiar reports before anything goes out. Your CA can work in the same books.

SmartLedger AI Features

Every module a small business needs, with AI inside it

Key Solutions

Built for a founder who does the accounts on Sunday night

You shouldn't need a bookkeeper to have clean books. The AI does the entry work; you approve, and you always know where the cash is.

Invoice from a sentence

“Invoice Sharma Textiles for 40 units at ₹4,200.” SmartAuditor drafts a GST-compliant invoice with the right tax split, saves it for your review, and chases it when it's overdue.

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Bills read, not typed

Forward supplier bills and receipts. AI extracts the line items and GST, categorises the expense and posts it — you approve from a queue with the original document alongside.

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Bank reconciled overnight

Connect your bank or upload the statement. AI matches every line to an invoice, bill or journal and hands you the handful it couldn't.

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GST prepared before the 20th

GSTR-1 and GSTR-3B drafted from your registers a week early, with GSTR-2B mismatches already flagged. Share the draft with your CA in one click.

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Sales & invoicing

Get paid faster, with less typing

Quotes, invoices and receivables in one place. The AI drafts the document, applies GST correctly (CGST/SGST or IGST, HSN/SAC), and follows up on overdue amounts on a schedule you set. Nothing is sent until you approve it.

  • Invoices and quotes drafted from plain English by SmartAuditor
  • Customer GSTIN validated; tax split applied automatically
  • Drafts sit in Sales → Invoices until you review and send
  • Automatic reminders on overdue receivables
  • Receivables ageing report you can open any time
Explore Invoice Management
Sales › Invoices SmartAuditor
Create a sales invoice for Sharma Textiles for 40 units at ₹4,200

Working…

Draft invoice for Sharma TextilesDraft

Client

Sharma Textiles

Invoice date

24 Sep 2026

Tax

₹30,240

Total

₹1,98,240

1 line item · Goods supplied × 40 @ ₹4,200 · CGST 9% + SGST 9%

Review to see exactly what approving will do.ReviewApproveDiscard
Purchases & expenses

Every bill captured, categorised and approved

Upload or forward bills and receipts. SmartUploads reads them, matches to purchase orders where you use them, and routes each one for approval. Duplicate bills and odd amounts are flagged before they hit the ledger.

  • Line items and GST extracted from PDFs, photos and scans
  • Categorised to the right expense ledger
  • Duplicates and unusual amounts flagged
  • Approval queue with the original document beside the extraction
  • Input tax credit tracked against GSTR-2B
Explore SmartUploads
Purchases › Approvals SmartAuditor
Awaiting your approval4 bills · 2 flagged
  • Zenith Pharma DistributorsPO-2211₹1,84,000Approve
  • Kaveri Hospitality LLPPO-2207₹92,500Approve
  • Sharma TextilesNo PO₹68,000Hold
  • Bluewave LogisticsDuplicate?₹55,200Hold

AI matched to PO and checked policy. You decide.

GST & compliance

Compliance handled, not chased

A compliance calendar for your GSTIN, with returns drafted from the books ahead of the deadline. A compliance score on the dashboard tells you at a glance whether anything is missing or mismatched.

  • GSTR-1 and GSTR-3B prepared from sales and purchase registers
  • GSTR-2B reconciled against purchases; mismatches listed
  • TDS computed on bills that need it, with challan workings
  • Deadline reminders on WhatsApp or email
  • One-click share of the draft return with your CA
Explore GST & Filings
Taxation › GST SmartAuditor
New Task

My calendars

Compliance score

● At risk

2 filed · 2 missed

● 2 Overdue● 1 Due soon● 2 Upcoming● 2 Completed
September 2026 WeekMonthList
M
T
W
T
F
S
S
1
2
3
4
5
6
7TDS · Sharma TextilesTDS · Kaveri Hosp.
8
9
10
11GSTR-1 · 4 clients
12
13
14
15PF / ESI · all
16
17
18
19
20GSTR-3B · 4 clients
21
22
23
24
25
26
27
28
29
30ITR · Nandi AgroAOC-4 · Bluewave
Reports & your CA

Know where the cash is. Your CA sees the same numbers.

P&L, balance sheet and cash flow are always current, not assembled at month-end. Invite your CA to the same books — no Tally backups by email, no chasing for missing bills.

  • Live cash position, receivables and runway on the dashboard
  • Standard financial statements, exportable to Excel
  • SmartInsights explains what changed month on month
  • CA works in the same books with their own login
  • Optional two-way sync if you keep Tally or Zoho Books
Explore Reports
Reports › P&L SmartAuditor
Find report…
Reports & Analytics72 reports · 11 categories

Click a category, then a report. Every figure drills down to the entry.

Explore by Business Type

Solutions by Business Type

SmartLedger AI

Ready When You Are

Let AI run the books. You verify.

Start a 7-day free trial on your own books or your clients' in minutes — or book a 20-minute walkthrough and we'll show you the full platform live, from AI bookkeeping to compliance and reports.

Start Free Trial

7-day free trial · No charge today · Built for Indian GST, TDS and ITR